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15-09-2016 11:08 AM
15-09-2016 11:08 AM
Anyone got health insurance that covers psychiatric care in the community?
This is a question that came in through the Help Centre and I don't know the answer. A caller stated that all the health insurance companies she's checked out only contribute to Psychiatrist's fees during inpatient treatment. The minute they are discharged there is no reimbursement for ongoing treatment with the Psychiatrist.
Has anyone come across this? And found a solution?
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15-09-2016 11:56 AM
15-09-2016 11:56 AM
Re: Anyone got health insurance that covers psychiatric care in the community?
Medicare covers your visits to the Psychitarist when you are not in hospital. There is usually an out of pocket expense. When you reach your out of pocket expenses limit, Medicare then pays 80% of the fee.
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15-09-2016 11:58 AM
15-09-2016 11:58 AM
Re: Anyone got health insurance that covers psychiatric care in the community?
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15-09-2016 01:39 PM
15-09-2016 01:39 PM
Re: Anyone got health insurance that covers psychiatric care in the community?
Thanks @Ma60 and @Unloveable. Yes, they are trying to reduce the out of pocket expenses after medicare. That's interesting @Unloveable. So are you saying that there isn't likely to be any insurance cover for psychiatric fees out of a hospital setting?
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15-09-2016 01:44 PM
15-09-2016 01:44 PM
Re: Anyone got health insurance that covers psychiatric care in the community?
I believe private health insurance covers you in hospital for Psychitarist . I don't think there is any cover other than medicare
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15-09-2016 01:49 PM
15-09-2016 01:49 PM
Re: Anyone got health insurance that covers psychiatric care in the community?
No, wait, had another read of your post. So there may be coverage under an extras policy.
Does anyone have this and utilise this coverage?
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15-09-2016 01:50 PM
15-09-2016 01:50 PM
Re: Anyone got health insurance that covers psychiatric care in the community?
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15-09-2016 01:53 PM
15-09-2016 01:53 PM
Re: Anyone got health insurance that covers psychiatric care in the community?
Got it! Thank you both.