SANE Online Forums

Saving Lives. Crisis Support. Suicide Prevention.

Forums

Connect with people who understand what you are going through, seek advice and surround yourself with support. We're free, anonymous, and professionally moderated 24/7.

  • 47,612Members
  • 1,258,661Posts
  • 1,400,000Visitors
Our stories

Am Not Coping

Re: Am Not Coping

undefined

Morning @Zoe7 ..... coffee's up ..... 💜💕

Re: Am Not Coping

@Faith-and-Hope @utopia @Former-Member @Shaz51 @Former-Member @Adge @Former-Member

Thanks for thinking of me everyone. I am not sure how much time I can spend on here. I have absoutely no money left, no insurance through as yet and so unable to pay for data/internet/phone (or anything else). If it doesnt come through in the next 2 days I'll have to cancel my psychiatrist appointment also. This is really starting to weigh heavily on me and sending me further downwards. The chemist will allow me to put meds on account until I get paid but that means I am always behind and as soon as the money comes through it goes quickly to cover al my bills outstanding. None of this is helping my mood or how hopeless I am feeling. Another day to get through and hope tomorrow is different!

Re: Am Not Coping

@Zoe7 ..... if the insurance payment is a sure thing, perhaps the psychiatrist can allow you to defer payment .... maybe with a cover letter from the insurance company or bank, or record that you will be receiving regular payments.

It's not fair, but there must be a way forward where the insurance company is shown up for leaving you inconvenienced and compromised. Can the pdoc provide you a letter back to the insurance company expressing their concern and advocacy for you ?

💚🌷💕

Re: Am Not Coping

I tried ringing the insurance company (2 different numbers) and only got an answering service - left messages but they haven't been returned @Faith-and-Hope. I can't even say when it is likely due as it has been anywhere between 1 and 3 weeks after  the paperwork has gone in. It makes it really difficult to even budget and pay bills when it is so irregular. I am always on the back foot and I hate not being able to deal with the day-to-day stuff - it's not me - I like things being paid straight away. I can approach the bank to hold off my mortgage payments for a couple of months but I don't have the energy to collect all the receipts/paperwork that they need (and my motgage isn't due now until next month) - and by the time that is all done my money may be through. I'm struggling here and it is mainly because of my financial situation at present. I worked hard, gave alot to charities (and others who didn't have anything), saved what I could, and now it's all gone on medical expenses in the last 10 months. This is not the life I want and it certainly isn't one I can continue with.

Re: Am Not Coping

Oh @Zoe7. Financial worries and struggles are awful. It makes it hard tp stay on top of looking after our mental health and self care because all your attention is focused on can I buy this, can I delay that. It's draining.
The Insurance company must have a main number that has a receptionist. Use that number and demand to speak to someone now. Alternatively, contact the ombudsman.

Re: Am Not Coping

@utopia It took all the energy (and voice) I had to call the 2 times I did this morning. I really don't have the energy for this. I need to go to the chemist and my GP now and maybe I will have some energy to try again later today. I am so tired my friend - so very tired!

Re: Am Not Coping

Hugs @Zoe7 ..... 💐💚💕

Re: Am Not Coping

I know you are tired @Zoe7. I can hear it in your posts. Let your gp know what is going on. She can help you.
Sitting with you my friend. One moment at a time. ♥♥

Re: Am Not Coping

Ditto .... ❣️

@Zoe7 @utopia
Former-Member
Not applicable

Re: Am Not Coping

Hi @Zoe7,

Keep ringing your insurance offices - head office would be best. You have given to those who have hit hard times through charities in the past - now it's your turn. You can approach your local community centre/charities/churches for help with bills and food etc for now and tell them of your hardship - they can also offer free legal advice (re to being informed when your payments will be due in the future to budget, becoming adequately informed of the insurance companies obligations to you this way so you don't get caught again etc).

. I would say that your insurance will come through within a couple of days but it doesn't sound right that you can't speak to anyone. Try again, perhaps different branches, head office etc and tell them the situation "is urgent financial hardship", then ask for their name and if applicable a report number or similar.

I am in the midst of my own legal battle due to being gazumpted in real estate property after being told in writing the property was ours. We are fighting a mega giant corporation that has more money than God. Energy? Motivation What's that? It's about obtaining what is rightfully ours - it's about justice. Kick your heels in and dont give up my friend. Know your legal rights. Hang in there my friend as help is out there. Hugs xx

 

 

My favourites

Members feature!Log in to add spaces, events and discussions to your favourites.

Members online

No one is online right now. Hold tight and someone will be along soon.